Mechanical Breakdown Insurance

See how we can assist you if you run into any mechanical trouble.

Summary of Cover

Qualifying Vehicles

Vehicles up to 150,000kms at the commencement date of cover and
up to 10 years of age at the commencement date of covered

Insured event

The following are the factors NFS may consider when it determines the actual annual interest rate that will apply to each loan:

  • Borrower's credit history;
  • Borrower's asset position;
  • Borrower's risk assessment rating determined by NFS;
  • The age and type of vehicle
  • The term and amount of the loan.
  • The complexity of the loan application 

Limits of liability

Category 1 - Up to the Current Market Value
Categories 2, 3 & 4 - Up to $10,000 per claim or up to Current Market Value (whichever is the lesser)

Excess options

Category 1 - $200
Excess is waived when the vehicle has been continuously serviced and repaired at an authorised NISSAN Agent

Category 2 - $300
Excess is reduced to $100.00 when the vehicle has been continuously serviced and repaired at an authorised NISSAN Agent

Category 3 - $400
Excess is reduced to $200.00 when the vehicle has been continuously serviced and repaired at an authorised NISSAN Agent

Category 4 - $500
Excess is reduced to $300.00 when the vehicle has been continuously
serviced and repaired at an authorised NISSAN Agent

Benefits

AA Roadservice Cover 24 hours a day, 7 days a week
Flat Tyre/Damaged Wheel, Flat Battery, Locked Out, Lost Keys, Out of Fuel, Breakdown Towing (mechanical or electrical) 

Travel Costs - Up to $500 per claim 
Accommodation Costs - Up to $500 per claim 
Repatriation Costs - Up to $500 per claim
Factory Audio - Up to $600 per claim

Servicing

First Service - within 5,000km from purchase unless Manufacturers. Servicing is up to date.
Petrol - As per Manufacturers Specifications 
Diesel - As per Manufacturers Specifications

This is a guide for Protecta Insurance selling agents only. It is not for consumer distribution and does not form part of the terms and conditions of the Insurance Contract. Please refer to the policy wording for full Insurance contract terms and conditions.
Insurance products underwritten by Allianz Australia Insurance Limited, administered by Protecta Insurance New Zealand Limited.